Commercial Bridge Loans
in Connecticut and New York
Short-term financing that closes the gap — between where you are now and where you need to be. No tax returns. No income verification. Close in as little as 10 days.
A bridge loan gets you from where you are to where you need to be — without losing the deal.
A bridge loan is short-term financing that carries you through a gap period — between a purchase and a refinance, through a renovation, or until a permanent lender is ready.
Laser1Capital provides commercial bridge loans from $50,000 to $500,000 for investment properties in Connecticut and New York. We are a direct lender with in-house capital. We make our own decisions, fast — no brokers, no committees, no delays.
When Does a Bridge Loan Make Sense?
If any of these sound familiar, a commercial bridge loan may be exactly what you need.
Your deal has a tight deadline
You found a commercial property you want to buy, but your permanent financing isn't ready in time. A bridge loan secures the deal while you arrange long-term funding.
The property needs work first
A bank won't finance a property in its current condition. You need capital to carry it through a renovation or lease-up before permanent financing is available.
Your balloon is coming due
Your current commercial loan is maturing and your refinance isn't ready. A bridge covers the balloon and gives you the runway you need without defaulting.
You're competing with other buyers
The seller needs to close fast and a bank's 60–90 day timeline won't win the deal. Closing in 10 days is a real competitive advantage.
You need to access existing equity
You own a commercial property with significant equity and need capital to pursue another opportunity or cover a time-sensitive expense.
What We Look at When We Review Your Deal
We are an asset-based lender. We focus on the property and the deal — not your personal tax returns or employment history.
Your deal stands on the strength of the asset and your repayment plan.
Bridge Loan Parameters
How to Get Started
Four steps from first contact to funded loan.
Submit Your Deal
Tell us about the property, how much you need, and what you plan to do. Takes about 5 minutes.
We Review It
Within 24 hours we'll tell you whether we can move forward and what the terms look like.
Due Diligence
We review supporting documents and ask any follow-up questions to finalize the deal.
We Close
Qualified deals close in as little as 10 days. You get your capital and move forward.
Ready to Submit a Deal?
Tell us about your property and your timeline. We'll get back to you within 24 hours with a clear answer.